As the Bank of England dropped its interest rate to the lowest level on record, people who have diligently saved their money have seen their incomes slump.

At the same time, the economic downturn has wiped millions off the value of the shares and investments of ordinary working people.

Through the experts on the Mail’s Bounce Back panel, we will provide advice on where to put your money to get the best returns to help restore some of that lost income.

But we also recognise there are many people who do not having savings to fall back on in difficult times.

Through Bounce Back we will give practical help on how to organise your finances to make your money go further, and advice on debt management for those suffering with costly monthly repayments.