“Does this Mike bloke seem to have an issue with people who live in Beverley, it is really expensive to live here but well worth the money with good schooling for our children.”

“This is what happens when you have a succession of governments, labour and conservative, who pursue a low inflation / low pay rise economy while simultaneously encouraging run-away inflation in the housing market.

Back when god was a lad (1963) my father bought the three bedroom Victorian terraced house I was born and grew up in for £2000 which was about one year's wages for him. Due to the action of inflation and inflation matching price rises he paid off the 25 year mortgage after 15 years with what amounted to small change.

When he bought that house he was a skilled toolmaker so his money was OK but not particularly impressive. The last I heard the house was on the market for £400,000. Totally out of the price range of almost everybody who doesn't already have a house to sell.

I bought a tiny 2 bed house in Goole in 1995 for £20,000 and sold in 2004 for £70,000. Last year it was up for sale at £100,000 totally out of the price range of anybody on minimum wage. When 'starter homes' in Goole are too expensive something has definitely gone wrong with the world.

MIke is at least partly right when he blames Thatcher. It was the Thatcher government who started the insane house price inflation by forcing councils to sell off their stock at a massive discount while preventing them spending the money raised on new-builds. It just injected billions of pounds of funny-money in to the housing sector.

As for me... Barring a massive win on the lottery I don't do I'll be renting from now on.”

“On my salary, which is not huge by any means, I could get a mortgage. The problem I, and so many others have, is that I do not have enough money for a deposit. It's all very well saying people should buy when the prices are low, but if you cannot afford the deposite, then it's a non-starter.

I've lived in Beverley all my life, but cannot afford the deposite on even a 2 up 2 down terrace or a 1 bedroom flat.

I work in Beverley and cannot drive for medical reasons, so if I left the town I'd be reliant on public transport, rather than walking to work, so that would be another expense.

The culture of, in some cases, a 25% deposite being required, means people who could get a mortgage and stumped before they even start. If you're on a limited salary and renting, along with putting money into a pension for your future, it will take a very long time to have a deposite big enough and so it's an endless cycle.”

“In the sixties young people were quite happy to leave home and live in a bed-sit with a shared kitchen and bathroom. Now they all want to have their own houses by the time they are 21.

As for the article on Ms Chapman. She is a single mother living in a nice house with a nice garden close to her nice work. She could buy a nice apartment but she doesn't want one and doesn't have time to look for a nice house to buy with her nice boyfriend.

Sounds like a bit of a non-story to me.”

“Anyone who wants to buy a house should look at some of the terraced properties across Hull. They're cheaper than just about anywhere else in the country - so you don't have to be earning a packet to be able to get one. And they're good basic houses for a first time buyer. 2beds, a yard, and all on your own land. That's what people down south pay half a mill for.”

“I'm confused. Lizzie has been renting since she was 26, and is now 39. Her daughter is now nearly 19. Either she used to be a home owner, or she used to rent somewhere. It is possible that she lived with her parents until her daughter was 6 years old. It just seems like a bad example for the article, but a nice free advert for her jewellery shop.”

“Karen,although you might have your mortgage paid off in a few years,It'll be you who will be giving it all back to the government to pay for your up keep in an old folks home,while i'll be living there free of charge.Who's the mug now then? That'll teach you to try and keep up with the Jones's...Oh I forgot you live in Beverley don't you.I meant the hiphen Jones's.”

“Thatcher is Robert.Told you once already.Have I got a stutter? Hahaha!”

“The reasons for aspiring to own your own home are as valid as they ever where; in a few years I'll be paying no more mortgage; renting is for life.

Having said that, if I was a first time buyer I wouldn't be, so to speak. I think that a major house price fall will happen at some poiint in the next 10 years as a generation of people do not buy in their 20s and 30s. Supply will hugely exceed demand.

Oh and if you feel the need to blame somebody, the occupant of Number 11 ftom 1997-2007, when house price rises dwarfed those in the 1980s, would be my choice.”

“Why the stigma with renting?

If you can afford to buy and thats the right option for you then why not.

If renting is the best option then what's wrong with that? People need to learn to stop listening to their friends.”